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Prescription Drug Coverage/Medicare Part D

*Link to 2012 Medicare Rx plans
*Link to a Part D Plan to-do list & tips

 

Medicare Part D:
Prescription Drug Plan Benefit
The Medicare Prescription Drug Plans are provided by private companies that sell plans approved by Medicare. These plans are called Medicare Prescription Drug Plans or PDPs. You can identify an approved plan by the MedicareRx logo. All people new to Medicare have a seven month window to enroll in a Medicare Part D drug plan – three months before, the month of, and three months after their Medicare becomes effective. Remember, the month you enroll will affect the month your PDP is effective.

All people with Medicare are eligible to enroll in a PDP, regardless of income or assets; however, unless they are new to Medicare or are entitled to a Special Enrollment Period, they must enroll during the Annual Election Period which is October 15 through December 7. Options and features will vary from plan to plan such as drug lists with generic and brand name medications,  drug prior approval requirements, and deductible and co-payment structures.  You can only select one Medicare PDP. All of these differences will have a direct impact on the plan premium. Beneficiaries will want to compare plans and select the one plan that best meets their individual needs, such as, all your prescriptions are on the plan’s list of coverage drugs, you can use your preferred pharmacy, and the premium is affordable. For assistance in understanding and enrolling in a Medicare PDP, please refer to your current Medicare & You Handbook, which is published by the Centers for Medicare and Medicaid Services (CMS). Or you can visit the Medicare Web site at www.Medicare.gov or contact Alaska’s Medicare Information Office at 1-800-478-6065 or from Anchorage 269-3680.

In Alaska there are dozens of approved companies offering PDPs. Some of the companies offer plans that have national coverage, which is especially important for beneficiaries who have residences in more than one state.

• MEDICARE - (External Link) Do your own Prescription Drug Comparison
• CLICK HERE for printable directions How to do your own Prescription Drug Comparison
• CLICK HERE for video instructions on how to do your own Prescription Drug Comparison

 

Getting Help with Medicare Part D Costs

There is assistance available for people with Medicare who have limited incomes and resources. If they quality, they can receive assistance with premiums, deductibles and co-payments for their prescriptions.

• CLICK HERE for program information and how to apply

 

NOTE: If you applied for extra help and received a letter stating that you do not qualify for assistance, you are still eligible to enroll in a PDP but will have the responsibility to pay the premiums, deductibles and co-payments.